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Credit Officers at
Found in: beBee S2 KE - 2 days ago
Mwananchi Credit Ltd Nairobi, Kenya Full timeMwananchi Credit Limited was incorporated as a private limited company under the Companies Act (Cap 486) of the Laws of Kenya. It initially started operations under the names Mwananchi Microlink Ltd which was incorporated on 15th April 2010. On 10th January 2012, it later changed ...
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Credit Officers
Found in: beBee S2 KE - 2 days ago
Mwananchi Credit Limited Nairobi, Kenya Full timeJOB SUMMARY · Requirements and skillsProven work experience as a Credit Officer, Loan Officer or similar role.Hands-on experience with lending procedures and products.Strong analytical skills and customer service experience.Bachelor's degree or college diploma in finance, or busi ...
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Credit Officer at
Found in: beBee S2 KE - 5 days ago
Sistema Biobolsa Nairobi, Kenya Full timeSistema Biobolsa is a system that transforms the manure of animals into biogas and a potent, natural fertilizer. · Your mission at · The credit officer will be responsible for receivables risk management within the assigned region by ensuring monthly collection target is achieve ...
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Credit Officer at
Found in: beBee S2 KE - 3 days ago
HomeBiogas Nairobi, Kenya Full timeHomeBiogas is a world leader in developing groundbreaking and simple to use biogas systems, enabling people and businesses around the globe to turn their own organic waste into self-made clean energy. · Responsibilities: · Develop and maintain partnerships with banks, SACCOs, and ...
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Business Development Officer/Collection and Credit Officer
Found in: beBee S2 KE - 6 days ago
Simplepay Nairobi, Kenya Full timeBusiness Development Officer/Collection and Credit Officers Responsibilities · Branch Targets · Achieve monthly targets in the following KPIs · • Disbursement Target · • Collections Target · • New Customer Targets · • Active Customer Targets · • Adherence to SOPs · Other Respons ...
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Support Services Officer
Found in: beBee S2 KE - 6 hours ago
United Nations Office for Project Services Nairobi, Kenya· Job Description · Description · –> · Kenya Multi Country Office manages a growing portfolio of engagements, including associated strategic and operational risks. The KEMCO sub-region currently consists of an established Operation Centre in Nairobi/Kenya which manages a portfol ...
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Career Services Officer
Found in: beBee S2 KE - 3 days ago
Zetech University Nairobi, Kenya Full timeRef: ZU/10/Adv/17/2024 · The objective of the position holder is to support the career development and employment success of students and alumni. They shall be responsible for providing comprehensive career counselling, and resources to help students explore career paths, develop ...
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Officer, Asset Servicing
Found in: beBee S2 KE - 5 hours ago
Standard Bank Group Nairobi, Kenya Full timeABOUT THE COMPANY · Standard Bank Group is a financial institution that offers banking and financial services to individuals, businesses, institutions and corporations in Africa and abroad. · JOB SUMMARY · Job Purpose Responsible for actual accurate settlements of all securities ...
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Patient Services Coordinator, Credit Control, Finance Division
Found in: beBee S2 KE - 6 hours ago
Aga Khan Hospitals Nairobi, Kenya Full timeJOB SUMMARY · Requirements · A minimum of a Diploma in Business Administration/Credit Management, Public Relations, Front Office Service or equivalent · CPA Part II. · A minimum of 6 months' experience in a busy Credit Control environment preferably in a hospital setting. · Expe ...
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Roving Service Mapping Officer
Found in: beBee S2 KE - 5 days ago
International Rescue Committee , Nairobi, Kenya Full timeJob Overview · IRC is seeking a Service Mapping Officer, based in Hagadera under the direct supervision of the Senior Editorial Officer and will support the Signpost teams in Hagadera, Nairobi, and Kakuma refugee camps on a roving basis. The Service Mapping Officer will ensure th ...
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Roving Service Mapping Officer
Found in: beBee S2 KE - 2 days ago
International Rescue Committee Nairobi, Kenya Full timeABOUT THE COMPANY · The International Rescue Committee responds to the world's worst humanitarian crises, helping to restore health, safety, education, economic wellbeing, and power to people devastated by conflict and disaster. Founded in 1933 at the call of Albert Einstein, the ...
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Senior Officer – Service Desk
Found in: beBee S2 KE - 6 hours ago
Jubilee Insurance KE Nairobi, Kenya Full timeABOUT THE COMPANY · Jubilee Insurance was established in August 1937, as the first locally incorporated Insurance Company based in Mombasa in 1937. Jubilee Insurance has spread its sphere of influence throughout the region to become the largest Composite insurer in East Africa, h ...
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Customer Service Officer Job
Found in: beBee S2 KE - 6 hours ago
Staffrite Nairobi Area, Kenya Full timeMission for Essential Drugs and Supplies (MEDS) is a faith-based health solutions provider founded by an ecumenical partnership of the Kenya Conference of Catholic Bishops (KCCB) and the Christian Health Association of Kenya (CHAK). The Organization's core mandate is to provide r ...
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Senior Officer Legal Services
Found in: beBee S2 KE - 2 days ago
Eagle HR Consultants Nairobi, Kenya Full timeHR, Payroll & Consulting Solutions People are at the heart of every successful organization. Investing in human capital is one of the smartest moves a business leader can make. But without the right systems to manage and measure your performance, this investment will never truly ...
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Credit and Business Development Officer at Micro Enterprises Support Programme Trust
Found in: beBee S2 KE - 3 days ago
jobwebkenya Nairobi, Kenya Full timeThe overall objective of the Micro-Enterprises Support Programme Trust (MESPT) is to promote economic growth, employment creation and poverty alleviation through support to enterprises. MESPT works with intermediaries that provide financial or business development services to imp ...
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Client Services and Health Records Officer at
Found in: beBee S2 KE - 2 days ago
Halisi Family Hospital Nairobi, Kenya Full timeHalisi Family Hospital is a multi-specialty 25-bed inpatient and outpatient hospital in Kitengela, Kajiado county. · Role Summary · The role holder ensures client satisfaction by coordinating and facilitating the smooth flow of patients, visitors, and information within the frame ...
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Senior Relationship Officer – Custodial Services at
Found in: beBee S2 KE - 1 day ago
Sidian Bank Nairobi, Kenya Full timeAt Sidian Bank, we recognize the significant accountability and inherent risks that an entrepreneur takes to make his ideas and dreams a reality. It is for this reason that our mission is to empower entrepreneurs to create wealth through provision of transformational financial so ...
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Customer Service Officer – Ultimate Banking
Found in: beBee S2 KE - 18 hours ago
HF Group Nairobi, Kenya Full timeABOUT THE COMPANY · We will be the leading integrated solutions enabler for the property industry. We will offer innovative products and services, delivered under one roof by exceptionally committed people to enhance shareholder value. We will operate across the property value-ch ...
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Clinical Officer at Bethesda Healthcare Services
Found in: beBee S2 KE - 5 hours ago
jobwebkenya Nairobi, Kenya Full timeBethesda Health Care Services Company Limited is situated in Nandi County, Nandi Hills town along the Hospital road next to Olympic Service Station. · Summary · The incumbent will be responsible for providing efficient, effective, quality clinical services to patients following e ...
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Customer Service Officer – Ultimate Banking
Found in: beBee S2 KE - 5 hours ago
HF Group Nairobi, Kenya Full timeHousing Finance Company of Kenya was incorporated as the premier mortgage Finance Institution in Kenya licensed under the Banking Act with the CDC and the GoK owning 60% and 40% respectively. · PRINCIPAL ACCOUNTABILITIES · To manage the day to day operations of the Ultimate Banki ...
Credit Operations Officer-Credit Services at - Nairobi, Kenya - Old Mutual Kenya
Description
Old Mutual Kenya is based in Nairobi and is part of a larger group that offers solutions in long-term savings, asset management and investment.
We offer solutions to individuals and corporates underpinned by our core values which are:Respect, Integrity, Accountability and Pushing beyond boundaries.
Summary
To ensure compliance with internal credit operations policies and procedures, best practices and CBK prudential guidelines to facilitate management of credit risks within tolerable levels.
Originates all credit facilities disbursements for all segments and syndicated loans while ensuring absolute data integrity when capturing the credit facilities in the company's core banking system.
The role handles all credit disbursement and repayment for all products sectors in the company by following the laid down procedures and completeness off all credit documentation so as to safeguard the institution.
The holder also handles Group Cover Insurance Fund (GCIF) related duties including placement of first-time loan covers, GCIF renewal for existing loans, and refund for unutilized GCIF premium.
Key responsibilities
Compliance reviews
Detailed checks on physical approved loan applications before disbursements.
System check of Cash collateral loans to ensure the collateral exists before the loans is disbursed
Continuous review of system modules related to loans to ensure proper functionalities.
Review of loan limits and other product fact sheet provisions to ensure proper set.
Loan Disbursement
Processes all approved credit facilities in all sectors within the business.
Ensures accuracy in data capture in the system to ensure that the reports being generated are of quality.
Generates all system entries in regards to capturing of Overdraft facilities and System review of MOUs to ensure they are properly configured as per the approved documentations.
Review of loan limits and other product fact sheet provisions to ensure proper set.Monitor and ensures that there are un-authorized transactions within the system.
Analyze and review loans related issues and seeks waiver and adjustment
Ensures to process all loan repayment general ledgers as per the provided files.
Monitor and review problematic loan contracts and recommend a solution.
Process Reviews & Controls Monitoring
Monitor and review adequacy of internal controls (e.g. documentation requirements, approvals limits and thresholds,
Continuously review Credit operations processes to ensure )
Portfolio Monitoring & Revenue Assurance
Revenue assurance tests to ensure loan set up fees, GCIF and chattels mortgage are Duly collected as per the provided documentations.
Recomputation of loan schedules for testing accuracyEnsures that all interest waiver amount debited from PL account are credited back as expected when processing top up or buy off cases.
Ensures that the clients are charged the rightful interest amount when processing top ups and buy off loans.Review of interest rates, repayment frequencies, days of arrears, and other loan fields.
Review list of recovered loans and ensure recovered amount as per right off cases are posted to the correct accounts.
Ensures to countercheck on the refund documentation provided from the branches before the same is posted into the system to minimize on risk of overfunding the company's funds.
DocumentationEnsures that all documentation in regard to loan processing are filled as per the required processes to as to easen retrial purposes once the physical application is required.
Maintains a proper filling systems for all refund and posting documentation provided.Credit Operations Reporting
To prepare for review the various Credit Operations Reports within the agreed timelines.
(Reports include but not limited to; Daily Disbursement reports, Branch performance trend, Cash Collateral Loans Report, Branch disbursement Ranking Report, Disbursement per segment report.)
GCIF Reconciliation.
Review of new loans booked within the month and have the GCIF covers placed.
Have the covers for existing loans renewed at anniversary.
rocess refunds of unutilized premium for paid off loans.
AML KYC & CFT Responsibilities
Monitor, on a continuous basis, all transactions to ensure that unusual and suspicious transactions are reported to the Money Laundering Reporting Officer (MLRO)
Implementing and enforcing the board approved AML, KYC & CFT policy in as far as is applicable within my area of responsibility
Staff Supervision & Relationships
Staff Reporting Directly to the Job Holder
None
Relationships
ICT Business Systems – timely availability of the core banking system on a day-to-day basis.
Quality Assurance and Security Perfection- providing approved applications for disbursement on time.
Bancassurance and Finance-sharing the correct income earned within the month from commissions relating to GCIF.
Requirements
Education
Degree in Business
ICT & Banking Operations
Desirable
Degree & Credit Certifications and Operations
Knowledge and Skills
Analytical skills
Financial Management and accountancy
Reporting writing skills
Proficiency in T24 skills with practical experience in Lending
Excellent Computer packages knowledge
Working knowledge of Emerge T24
Report writing abilities
Experience
At least 2 years' experience in Credit operations and GCIF reconciliation in a financial institution
Practical experience in Credit Operations lending and Group Cover Insurance Fund (GCIF) reconciliation.
Personal Attributes
Assertive with excellent interpersonal skills
Honest and high degree of confidentiality
Analytical mind with vast knowledgeable on the Financial services sector
Assertive
Speed and accuracy highly valued
Highly organized, Creative and Innovative
Proactive and fast decision maker