Robert Wathua

A highly experienced and strategic banker and business development officer Professional with over 3 years work experience in Banking and start-up consultancy with several Financial Institutions and organisations. Well versed in client relationship management, project consultancy start-up management, social entrepreneurship, credit management, retail banking, compliance, reporting, tax and statutory deductions, product development, sales and marketing extracting financial data from various reporting systems and recommending key operational changes.

1. Relationship Officer-Retail Banking. 
Faulu Microfinance Bank November 2021- To date. 
Duties and Responsibilities 
• Deliver set sales target in deposit mobilization and quality loan disbursement. 
• Loan amendments on repayment dates, interest rate and modification of terms as 
per credit approvals. 
• Manual loan recovery as per the request both from branch and credit requests to 
reduce PAR 

• Loan amendments on repayment dates, interest rate and modification of terms as 
per credit approvals. 
• Manual loan recovery as per the request both from branch and credit requests to 
reduce PAR. 
• Ensure timely booking of loans and repayment from respective employers. 
• Lead the sales team to make quality loan disbursement as well as meet all other 
KPI’S. 
Achievements & Highlights 
• Highest ranking new to bank customer growth. 
• Below base portfolio at risk achievement. 
2. Credit Officer/Sales consultant 
Faulu Microfinance | August 2019-August 2021 
Duties and Responsibilities 
• Deliver set sales target in deposit mobilization and quality loan disbursement. 
• Responsible for reviewing legal documentation, ensuring order and competences 
of legal files during loan processing. 
• Preparing loan applications. 
• Evaluating client’s financial information and calculating risk rates. 
• Actively participate in marketing campaigns and ensure clients are well informed 
of the product portfolio. 
• Seek customer’s feedback on products and services offered by the organization 
• Provide daily sales reports. 
Achievements & Highlights 
• Triumphed all loans are paid on time especially check off loans. 
• Accomplished in consistent growth of business that is an average of 3million loan 
disbursement on monthly basis. 
• Excellent Customer satisfaction levels 
3.Water and Climate Specialist. 2021 X Genesis. 
April 2021 
Duties and Responsibilities 
• Provide advisory support to the prospective CEOs by contributing to problem and 
solution vetting research and analysis, ideation business concept development, 
prototyping and more. 
• Participate in validation and launch phases. 
• Connect with entrepreneurs on board and build pipeline on issues to be discussed. 

OTHER PAST EXPERIENCES 
1. Community Fellow 2019/2020. Ford Fund. 
2. Financial Director (Volunteer Role) Enactus Jooust (Entrepreneurial Action for US all) 
club; 2018 to 2019. 
3. Attaché Mathira Water and Sanitation; May to August 2018 

• Business Administration with IT Finance Option- Jaramogi Oginga Odinga University of 
Science and Technology, 2016 to April 2019. 
• Kenya Certificate of Secondary Education- Kirimara Boys High School; 2014. 
PROFESSIONAL TRAININGS 
• Association of Chartered Certified Accountant (ACCA) up to Financial Accounting. •
Entrepreneurship in emerging economies- Harvard School of Business 
• Semester Accelerator in Entrepreneurship- Watson Institute. 
• CPA- Certified Public Accounts 1 section 2.