CAROL KIRAGU

I am a self-motivated individual with excellent interpersonal and communication skills, able to master all aspects of a job with limited training. I believe I am meticulous in my attention to detail. I am highly flexible and willing to travel for job assignments.

I have accurate reporting skills. Solving business and technical problems in a team of competent individuals has made me appreciate the importance of teamwork. I have strong people skills and can easily work with people from diverse backgrounds and cultures. 

CENTREPRESS MEDIA LIMITED

Finance and Administration Officer

October 2016-Current                      

Centrepress Media Company Limited is a printing and advertising firm. My responsibilities include;

• Client relations which include NGO’s, Parastatals , Multi National Organizations among others
• Ensure that the Company's bank accounts and general ledger are up-to-date and accurately maintained.
• Formulate financial budget and tracking the appropriate utilization of the funds.
• Close liaison with the creditors and internal customers on payments and fostering a good working relationship with them, Process vendor invoices and check runs weekly, ensuring prompt payments
• Maintenance of updated accounting system through timely and accurate postings of payments received or made and  invoices received as well as  maintenance of updated general ledgers through use of  QuickBooks
• Maintenance of the stock register
• Ensure that reconciliation of all balance sheets and income statement accounts is properly maintained.

Achievements:

• Implemented an accounting system/software that led to cost savings and 90% supplier retention.
• Implemented an efficient way to prepare the management reports which improved the output, accuracy and time spent in the preparation as well as efficiency in management review for decision making.
• Ensured smooth transition in terms of client documentation, reconciliation and filing of data and reports

ABC BANK LIMITED

Relationship Manager-SME

April 2013 – November 2015 

My role included effective account relationship. I was hired as a Relationship Officer and progressed to the role of Relationship Manager after a year with the bank. Responsibilities included the following:

• Preparation of credit applications and supporting loan documentation as well as provided financial management information by preparing financial status analyses and reports.
• Providing a balanced asset class mix to each client account as per individual risk profile and investment goals, and managing a loan portfolio of Kes 240M across different collateral base to ensure zero delinquency and margin call risk.
• Developed cost effective, long-term asset and liability business with companies and organizations of repute order to ensure Bank's maximum profitability
• Implemented and drove the bank’s SME vision and strategy, contributed to the delivery of key projects and internal initiatives. 
• Managed a team of four employees with whom I continuously worked with to identify opportunities to improve business development, client efficiency, processes and overall team performance.
• Provided guidance to the service team and supported them with their individual career progression, training and development.
• Ensured that all banking policies, procedures, compliance and controls in place were observed by the team.

Achievements:

• Increased the Asset Portfolio by 166% within a period of 10 months.
• Achieved an improved rating from our clients in the service survey conducted by the Bank. 
• Implemented a training program to assist the service teams at the branch improve their output 
• Recognized for my achievements and promoted to manage the sales and relationship team in the branch 

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I have a degree in Bachelor of Commerce-Finance, 2nd Class Honors Upper Division from the University of Nairobi and I am pursuing CPA Part III Section 6. I have also done basic French.