Alex Mati

I am an enthusiastic credit/collection officer eager to contribute to team success through hard work, attention to detail, excellent organizational skills, interpersonal skills, excellent time management and problem-solving skills. Clear understanding of credit management and training in corporate credit and financial analysis skills . Motivated to learn, grow and excel in credit management. Throughout my experience, I have excelled in; performing loan processing, evaluation and executions, handling customer service, generating monthly credit reports, keeping track of monthly disbursement targets ensuring daily journal posting, I am looking to secure a position where my experience will contribute to delivering results that will ensure growth in the company's revenue.

 Perform collection of overdue debts, reconciling on average account queries
 Ensure smooth collection of debt through negotiations and reducing customer disputes.
 Use skip tracing and other techniques to locate debtors.
 Perform customer credit checks, providing recommendations for changes to credit
limitsthat led to increase in cash flow.
 Successful resolve complex collection cases, liaising with debt collection agencies and
local courts to ensure positive outcome.
 Monitor accounts for compliance with established payment plans and flagged those in
violation.
 Perform credit assessment and account reconciliations on daily basis.

Recommended credit rating procedures that resulted in increase in risk analysis accuracy.
 Grew existing client relationships through regular updates and engagement, boosting
retention.
 Provided customised credit solutions for individuals and small business owners, managing
loan portfolio.
 Analysed customer history and financial reports to assess risk and creditworthiness.
 Controlled credit risk by analysing portfolio and identifying potential issues impacting
client security.
 Coordinated up to date requests simultaneously, managing full application process from
enquiry to loan closing.
 Maintained organisational efficiencies by constantly reviewing and updating credit and
loan files.
 Performed credit analysis, evaluating financial status to accurately determine feasibility of
loan
Achievements

1. CERTIFIED CREDIT PROFESSIONAL-ADVANCE LEVEL WITH KASNEB
2. DIPLOMA IN BANKING AND FINANCE 
3. COMPUTERIZED ACCOUNTING.