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SAMUEL  NGALAMA

SAMUEL NGALAMA

LOAN OFFICER
Thika, Nairobi Area

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Services provided KSh1,000 / hour

Technology / Internet (1)
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About SAMUEL NGALAMA :


I hold a Bachelor's degree in Mathematics and Computer Science from Meru University of Science and Technology, which has equipped me with a strong foundation in both theoretical knowledge and practical skills in the field of ICT. I am confident that my qualifications, coupled with my related experience, make me a suitable candidate for this role.
Throughout my previous roles, I have developed expertise in teamwork and collaboration, emphasizing effective communication and meticulous attention to detail. My time management skills have been honed, allowing me to prioritize tasks and meet deadlines efficiently. I am dedicated to utilizing my knowledge and experience to contribute positively to your institution.
Enclosed with this application is my detailed resume, which provides further information about my qualifications, professional experience, and achievements. I would be grateful if you could review it at your convenience.
Given the opportunity, I am committed to delivering exceptional results and working diligently to the best of my abilities. I am eager to contribute to the success of your organization and help foster a conducive learning environment for students.

Experience

+Evaluate the creditworthiness of loan applicants by processing loan applications and related documentation within prescribed limits, resulting in a 95% accuracy in loan assessments.
+Conduct in-depth interviews with loan applicants to assess their financial eligibility and the feasibility of granting loans, increasing loan approvals efficiency by 95% and minimizing the risk of default.
+Calculate and apply relevant financial ratios and metrics to establish debt payment plans, optimizing loan repayment structures and increasing financial sustainability for clients, leading to a 20% reduction in clients' overall debt burden and ensuring long-term financial sustainability for borrowers.
+Establish effective communication channels with clients, facilitating the exchange of essential information, leading to a 20% reduction in application processing time.
+Assess customer needs comprehensively, exploring diverse loan options and introducing various financial products, leading to a 25% increase in loan product diversity.

Education

 

Bachelor of Science in Mathematics (Pure) and Computer Science
Attained Second Class Honor (Upper Division) Degree.

 

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