KIPCHIRCHIR HARON

I am an enthusiastic and high-achieving individual with Bachelor’s Degree in Co-operative business and Diploma in co-operative management from The Co-operative University of Kenya. 

I am self-motivated, focused and I strive for continued excellence while working to provide exceptional contributions to the services of the organization. I also have experience in learning and excelling at new technologies as needed. I have strong computer skills e.g. word, excel. I work positively well with teams to enable achieve organizational goals.

DUTIES & RESPONSIBILITIES  AS ACCOUNTS ASSISTANT              

• Cheques  writing
• cashier
• Updating members personal accounts i.e.; - shares, Deposits, BBF, loan and interests
• Monthly reconciliation of shares, interest, Deposits,bbf and loan balances
• Processing refunds on loan and Deposits over deductions.
• Processing members' statements and loan appraisal.
• Opening accounts for new members joining the society
• Journal entries for loans and shares transactions.
• Voucher preparation and posting to various respective accounts.
• Processing of EFTs (online banking) electronic funds transfer.
• Monitoring, controlling and reconciliation of petty cash.
• Payment of board allowances and preparing of tax schedule.
• Filing of by-product from various ministries.

DUTIES & RESPONSIBILITIES  AS CREDIT ASSISTANT/RECOVERY OFFICER                      

• Recovering of all loans granted to members within stipulated period.
• Regular following of the loans/credit/debts to ensure they are paid as per the agreed terms.
• Ensuring all new members is deducted into our system.
• Giving monthly reports of loans granted, recovered, and unrecovered to credit and board committees and action to be taken.
• Reviewing the existing loan portfolio to identify cases that can be resolved and making recommendations to the management for review and in hand with alternative solution to recover the loan.
• Attending credit committee.
• Approval of loans
• Compiling information relating borrows for submission to Credit Reference Bureaus (CRB) in accordance with the law and guidelines.
• In charge of society loan book.
• Following up with the engaged third party service providers (debt collectors,Valuers and auctioneers) to ensure the process of loan recovery is within the set guidelines.

OTHER DUTIES

Trustee in organization provident fund.

2021….to date ongoing master in co-operative management

September 2014…...December 2016

                                           The co-operative university of Kenya

                                             Bachelor of co-operative business. (BCOB finance option)

June2013-june 2014

                                            Diploma in co-operative management

                                             Co-operative university of Kenya

June2012-june2013

                                              Certificate in co-operative administration

                                              Co-operative university of Kenya

Jan2012-june2012

                                              Certificate in business administration

                                              Co-operative university of Kenya