KARTHIK MURUGESAN

I am an enthusiastic actuarial professional with a strong foundation in actuarial science and management. I am a student member of the Institute & Faculty of Actuaries, having cleared seven exams, and hold a PG Diploma in Actuarial Management with distinction from Bayes Business School. My academic journey includes in-depth knowledge of risk analysis, financial investment, data analytics, and advanced programming in Python and VBA.

I have practical experience from internships at Zamara Actuarial Consulting and Mayfair Insurance. At Zamara, I enhanced data accuracy and efficiency by implementing R programming and ensured regulatory compliance across multiple regions. At Mayfair Insurance, I reduced potential liabilities through trend analysis and improved client loyalty with innovative Excel modelling.

My leadership skills are demonstrated by my role as President of the Hindu Society at university, where I led a team to organize successful events and increase student participation significantly. I am also proficient in multiple languages, including English, Tamil, Hindi, French, and Swahili, and have advanced skills in Microsoft Office, Minitab, Python, and R.

I am passionate about applying my actuarial expertise to solve complex problems and contribute to the success of my organization. My goal is to leverage my analytical skills, industry knowledge, and leadership abilities to drive impactful results in the actuarial field.

I have gained valuable actuarial experience through internships at Zamara Actuarial Consulting and Mayfair Insurance. At Zamara, I streamlined actuarial processes using R programming, improved data accuracy, and ensured regulatory compliance across multiple regions. My efforts resulted in a 15% increase in data accuracy and a 20% reduction in errors in statutory reports.

At Mayfair Insurance, I analyzed motor insurance trends and applied best estimate methods to reduce potential liabilities by 20%. I also enhanced customer retention through innovative Excel modelling techniques, leading to a 10% improvement in client loyalty. My collaboration with the underwriting team contributed to optimizing pricing models and improving company profitability.

Additionally, I have retail management experience from H&M Newsagents in London, where I led market research and analysis initiatives, resulting in a sustained 15% increase in annual revenue. My leadership skills were showcased by winning a regional sales competition and implementing cost-saving measures for an investment refurbishment project.

PG Diploma in Actuarial Management, Bayes Business School (Distinction), 2022-2023

• Key Modules: Actuarial Practice (CP1), Risk Analysis Modelling (CS2), Finance & Investment (SP5), Quantitative Risk Management, and Python Programming.
• Projects: Insurance Portfolio Risk Analysis using R, Pension Valuation Model Enhancement with VBA.

BSc (Hons) Actuarial Science, Bayes Business School, City University (Class II Upper Division), 2017-2020

• Key Modules: Actuarial Mathematics (CM1), Actuarial Statistics (CS1), Business Economics (CB2), General Insurance, and Investment.
• Projects: Importance of Natural Catastrophes on Non-Life Capital Requirements, Modelling GBP/USD Volatility Post-Brexit using Extreme Value Analysis.

Professional Qualifications: Student Member, Institute & Faculty of Actuaries, 2020-present

• Cleared Exams: CM1, CS1, CB2, CB1, CS2, CM2, CP2.