Hillary ngetich

I am a performance-driven professional with the ability to prioritize workload, work independently, and meet deadlines. I am competent in applying accounting principles and procedures, analyzing financial information, and preparing accurate and timely financial reports and statements. My objective is to venture into the corporate world, leveraging my accounting skills and business development expertise to drive organizational growth.

Business Development and Credit Manager- Alliance Finance Corporation, July 2019 to June 2024, Nairobi

• Providing leadership in the development, implementation, and review of credit policy
• Reviewing and negotiating credit agreements, ensuring terms are clearly defined and aligned with organizational objectives.
• Recommending for portfolio adjustments based on performance metrics and risk assessment 

• Tracking and analyzing the performance of the portfolio, repayment schedules and credit risks in general.

• Ensuring compliance with company SOPs, CAC, CSC, and credit policy.

• Overseeing the entire lending process, including meeting clients to determine their needs.

• Enhancing efficient credit management process in the organization.

• Supporting the external auditors with all the relevant information to facilitate the audit process.

• Maintaining acceptable portfolio at risk and managing customer debt rate.

• Listing clients on the Credit Reference Bureau or initiating legal demand procedures in case of default.

• Monitoring asset performance and recommending actions.

• Properly structuring loan proposals to ensure risk is mitigated.

• Conducting risk analysis, providing for bad debts and preparing management reports.

• Reviewing collection targets and matching them with actual recoveries

Deputy Finance Officer - African Institute for Health and Development (NGO), June 2017, Nairobi to May 2019

• Ensure that all financial transactions are carried out and recorded in accordance with organization procedures and policies.

• Prepare cheque and on-line payments for review by the finance manager in compliance with the organization and donor policies and regulations, with correct coding and supporting documentation.

• Petty cash management and custody and facilitating audit of grant files

• Preparation and prompt settlement of statutory and other payroll deductions i.e. PAYE, NSSF, NHIF, Withholding tax, HELB, Co-operative contributions, Pension

etc.

• Preparation of the secretariat monthly accounts for review by the Finance Manager by 7th of every month ensuring accuracy of the data.

• Assisting grant manager managing the grants in accordance to the regulation.

• Reviewing Travel Expense Reports (TERs) for accuracy before approval by Line Manager

• Ensuring proper book of accounts are kept and maintaining a sound archiving (filing and retrieval) system

• Preparation of various supporting schedules to the financial statements to facilitate annual audit and assist in the fieldwork process.

• Preparations of year end accruals and monthly reconciliation of the accruals and make journals where necessary

• Support the Preparation of the payroll journal and monthly reconciliation of the payroll control code

• Periodically visit partners and review their financial and administrative policies and procedures, identify shortcomings and train partners in such areas.
• Receive and review supporting documentation from partners

Business Development and Credit Officer, Kenya Women Finance Trust- January 2015 to December 2016, Kisumu

• Performing due diligence and recommending approval of credit applications.
• Supporting the structuring of credit deals by providing insights and recommending on risk factors.

• Providing regular updates and reports on credit portfolio on performance and management.

• Deciding whether to offer credit to clients based on the appraisal findings.

• Negotiating repayment plans with clients to mitigate bad debts.

• Staying informed about the credit industry trends, credit risk management practices and regular changes to inform strategies and practices.

• Identifying changes in payment patterns and proposing actions to avert delinquency.

• Assisting in the development of new financial products and services to meet the needs of women entrepreneurs.

Auditor, Maritimes Associates- November 2011 to March 2013, Mombasa

• Developing audit techniques and processes.

• Reviewing audit systems and procedures.

• Supervising and appraising junior auditors.

• Collecting data on information systems and processes in client organizations.

• Assisting in preparing working papers and audit reports.

• Promoting efficient and quality audit services.

• 2019 to Date: Kenya College of Accountancy - MSc Finance and Accounts

• 2009-2012: Jomo Kenyatta University - Bachelor of Business Administration (Accounting option)

• 2012-2017: Vision Institute of Professionals - Certified Public Accountants (CPA K)

• 2007-2009: Eldoret Polytechnic - Diploma in Cooperative Management (Credit)

• 2001-2004: Molo Academy Secondary School - Kenya Certificate of Secondary Education (KCSE)

1992-2000: Ketigoi Academy - Kenya Certificate of Primary Education (KCPE