Fredrick Mburu

I am an Actuarial Science graduate who has thrived so much in the area of Asset financing ( both in credit risk assessment and sales) with close to 5 years experience in this field. I have build my people skills arsenal over 5 years experience as a corporate trainer under a reputable training and human capital development company. My previous employment in two reputable asset based lending companies have deepened my scope of understanding the Asset finance sector both in car financing and logbook loans. I pride myself in flexibility to different roles as I have headed two departments for 5 months leading to increased productivity for the two departments with a margin of +40% increase fro the initial performance. I allow myself to be excited by the challenges I have to provide solutions for and that gives me an inspired mind towards achievement beyond expectations.

Finance Consultant

Company: Those Consultants ltd

From - 06-2022 To - now

Responsibilites:

- Handling asset based lending inquiries in car finance and logbook loans to clients

- Directing finiance seeking client to the relevant financier based on each client's needs

- Offering aftersales services to collect feedback of the entire client handling and process eficiency of different financiers.

Achievements:

- Managed to assist more than 200 customers to acquire the cars of their dreams/ car that meeting their needs.

- Managed to create a goog network of clients for referral business.

-Mananged to cross sell logbook loans in many cases where customer wanted to liquidate their assets, thus helping them serve their current needs whie in possession of the said assets

Business Development Manager

Company: Mwananchi Credit Ltd

From - 02-2022 To - 05-2022

Responsibilites:

• Establishing and managing sales activities for asset finance on a Returns on Investment approach
• Monitoring the book performance in keeping with the recommended PAR and NPLs
• Constant communication with customers including client visits where need be for better relationship management
• Established weekly and monthly bonus structures to reward best performing team members in line with target achievement
• Reviewing credit risk factors for individual clients before disbursement
• Monitoring TAT to ensure timely closure on all cases

Achievements:

• Achieved a 40% increase in revenue after tailor making the loan product
• Successfully formulated product pricing i.e (lending matrix, applicable loan appraisal fees and interest rates)
• Managed to keep the PAR (portfolio at risk) below 20% for the loan book 

Sales Supervisor

Company: Mogo Auto Ltd

From - 04-2020 To - 03-2021

Responsibilites:

• Recruiting and training the sales agents for car sales
• Organizing repossessed units for sale within the given timeframes while observing the given guidelines in disposal of such assets by law
• Facilitate the sale and sale documents on behalf of the company
• Facilitate movement of units repossessed outside Nairobi to the company storage yard

Ensuring safety for repossessed units while in custody awaiting clearance

Achievements:

• Successfully set up two car yards for the repossessed units and managed them in Nairobi
• Achieved sales targets for monthly projected car sales

Degree Actuarial Science

Specialization: Finance

University of Eldoret | From 04-2010 - To 11-2015