Cosmas Kiptoo

Jan 2023  to date    : Loan officer 
Zillions  credit Limited
Dutie and responsibilities 
Loan Marketing  and client registration 
Loan Processing ,Follow up and Collection

AUG 2022  TO  NOV 2022  : Business development officer ( Loan officer )
Simple pay Capital limited
Duties and Responsibilities 
Marketing of the loan product and lead generation. 
Giving financial advice to clients and Converting potential leads to clients
Customer evaluation and assessment to determine credit worthiness 
Loan Processing, Disbursements and Loan Collection  
 

MAY 2022 TO  AUG 2022  : RELATIONSHIP MANAGER EMMAUS AFFORDABLE HOMES AND PROPERTIES 
Roles and responsibilities 
Marketing of Company properties and generation of leads 
Executing  sales and handling customer relations 
JAN 2022  TO MARCH 2022: FINANCE  INDUSTRIAL  ATTACHMENT AT NATIONAL CEREALS AND PRODUCE BOARD. 
Duties  and Responsibilities  
1. Recording  of cash payments 
2.Receiving  and Recording  payment vouchers  in cashbook.
3. Mpesa Reconciliation  and preparation of Mpesa Reconciliation accounts. 
4.Cashbook Analysis  
5. Bank account  Statement Analysis 
6. Bank account  Reconciliation  and preparation of bank  Reconciliation statements. 
7. Documents  examination and verification  ( voucher verification)
8.Budgeting  (Buget preparation, analysis  ,allocation and budget management)
9.Asset Revaluation  (Fixed assets)
10.Extraction of Trial balances from the General ledgers

EDUCATION BACKGROUND.
2018   to 2022: KCA UNIVERSITY 
Bachelor of Commerce (Finance option)

2013 -- 2017. Cheptonon mixed High school.
Kenya Certificate of secondary Education(C plus)
2007- 2012... Kilibwoni Primary school.
Kenya certificate of Primary Education. (B Plain)

Professional skills 
2020-Date- KCA University
Certified public accountant (CPA)- Part I